savings
How should workers with a 401(k) react to the dip?
With the stock market tumbling, concerns among investors are stashing away money in retirement funds like 401(k)s. Stock market volatility can be stressful, especially for those nearing retirement age, but don’t panic. So, how should workers nearing retirement react to…
Debt is impacting retirement

Debt, mostly credit card and medical debt, is the highest form of borrowing among Boomers and Gen X, according to a recent report released by National Debt Relief, a debt settlement organization. Half the respondents reported being “overwhelmed” by debt.…
Providing workforce retirement benefits

Most employers are committed to providing workforce retirement benefits for the foreseeable future, according to the recently released MetLife’s 2025 Enduring Retirement Model Study. The study found that 8 in 10 large plan sponsors “cannot envision a time when their…
When your benefits are really just bonus money
You can begin your Social Security retirement benefits as early as age 62. However, if you start receiving benefits early, they are permanently reduced. What if you are not reliant on Social Security to pay for basic retirement expenses, and…
Expanding retirement plan coverage
With only 50 percent of employees covered by a retirement plan, closing the retirement gap is a work in progress. Due to the different kinds of workers, access to plans and the ability to save is a challenge, especially for…
Retirement Planning and Social Security go hand in hand
Planning for retirement can be a sometimes daunting event, but something which is exactly the right way to secure your future. Some employers still offer a traditional “defined benefit” retirement plan, though these seem to be losing favor in American…
A Realistic Perspective on Reducing Social Security Fraud

Most media accounts of recently announced Social Security changes have been met with criticism by reporters, liberals, and anyone else wishing to label the Administration’s fraud and waste reduction efforts as misguided. But reality is that nearly $72 billion in…
About Seniors and Social Security Disability

In this very informative article, a former Social Security employee discusses Social Security Disability Insurance (SSDI) benefits, and draws a comparison between another disability program known as SSI (Supplemental Security Insurance). The former is a program available to all working…
Thinking About Where to Retire with your $1.5 million nest egg? Here’s how long that nest egg will last in every state.
Well, with many Americans still suffering a “retirement crisis” – that is, not saving enough for their retirement – accumulating a $1.5 million nest egg before hanging up one’s work boots may seem like an unreachable goal. But, for the…
Official Press Release on Social Security Savings
Mark Hinkle, Press Officer for Social Security explains how Social Security has identified hundreds of millions of dollars in savings here… Notice: The link provided above connects readers to the full content of the posted article. The URL (internet address) for…