SeLFIES

Are SeLFIES a solution to the retirement crisis?

Is there a retirement-saving product that offers the best of Social Security, a defined benefit plan, and an annuity?  According to Robert Merton and Arun Muralidhar, the answer is yes.  They are the creators of SeLFIES— Standard-of-Living indexed, Forward-starting, Income-only Securities, an idea…

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