Social Security
Social Security Makes Changes to Help You Plan Your Retirement
Social Security introduced “My Social Security Account” online 13 years ago. It helps you see how much more you will need in retirement savings or investments to offset your Social Security benefit to meet your retirement needs. My Social Security…
Keep Your Social Security Payments Safe
There are things you can do to protect your Social Security payments from being stolen. If you have a Direct Express Card or are being switched to one as your paper checks are being stopped, there are ways to protect…
Increase in Retirees Claiming Their Social Security Benefits at 62
More people are collecting their Social Security benefits at age 62 in 2025 than in 2024. According to the Urban Institute, claims by people filing at a younger age increased by 276,000 from October through April, compared with the prior…
How to File an Appeal with Social Security
Last year, Social Security’s Office of the Inspector General reported that the agency had paid out nearly $72 billion in improper payments in the 2015-2022 period, with most of the erroneous payments attributed to overpayment of benefits. There are many…
One month to 2026 COLA is announced
The 2026 Cost-of-Living Adjustment is expected to be announced on October 15th by the Social Security Administration; however, this has not stopped industry experts from predicting the amount of the increase. The Senior Citizens League (TSCL) predicts that the 2026…
Maxing out your Social Security benefits
Do you want the maximum Social Security benefit in 2026? While we do not yet know the exact maximum benefit for 2026, we are aware of the steps required to achieve it. Christy Bieber, writing for The Motley Fool, explains…
The SSA’s Office of Congressional Affairs
When a congressional representative is working on resolving an issue involving Social Security for one of their constituents, they contact the SSA’s Office of Legislation and Congressional Affairs. This office provides technical assistance to lawmaker offices when developing Social Security…
What to expect from Social Security
The headlines about Social Security insolvency are scary to most Americans. According to a recent survey from NerdWallet, “36 percent of Americans under age 65 don’t think that Social Security will be available to them by the time they retire.”…
Three ways to help bridge the gap
Could you survive if your monthly Social Security check were cut by 19 percent? Or even more? As mentioned in the previous article, “Approximately 67 percent of seniors rely on Social Security for more than half of their income, with…
Retirees are over-relying on Social Security
Approximately 67 percent of seniors rely on Social Security for more than half of their income, with 27 percent entirely dependent on it for their financial needs. A recent survey echoes this statement. The survey results were not entirely surprising;…