Social Security
Making the Most of the New 65 Plus Tax Break
The President was unable to keep his campaign promise to end taxation of Social Security benefits, as it never advanced in Congress, but many seniors 65 and over are still going to receive a new tax break. As a result…
Should You Delay Taking Social Security Until Age 70?
Delaying your Social Security benefits until age 70 increases your monthly payment by 76% compared to claiming at 62. However, consider factors like your health, life expectancy, and financial needs. The average break-even point is age 81 or 82. If…
New Social Security Scam Alert
Scam Alert For Immediate Release November 12, 2025 Unexpected Letter, Text, or Email from the Social Security Administration Office of Inspector General? Think Scam First The Office of the Inspector General (OIG) for the Social Security Administration (SSA)…
Earning The Maximum Social Security Benefit
Have you ever wondered how to earn the maximum Social Security benefit? In 2025, the maximum benefit amount is $4,018. If you delay taking your benefits until age 70, it is $5,108. For those who choose to file at 62,…
Social Security Is Still Mailing Paper Checks
As of September 2025, there were still approximately 400,000 recipients receiving paper checks. This was down from 456,000 still receiving them in March. They are mostly people who can’t afford a bank account due to not being able to afford…
Social Security is More Than Just a Retirement Benefit
Social Security is more than just a retirement benefit. In fact, Social Security also helps to protect your family. It provides benefits for your family should you become unable to work or pass away. Most young people tend not to…
The Cost of Medicare Part B is Still Delayed, but Expect a Substantial Increase
Due to the government shutdown, the release of the actual increase for Medicare Part B in 2026 is still delayed. The current estimate is still expecting it to increase from the current premium of $185 to $206.50. An increase of…
Examining Three Key Social Security Reform Ideas
As the clock continues to wind down toward the full depletion of Social Security’s financial reserves, interest is growing in discussions about the inevitability of structural changes to avert insolvency. Recent controversy surrounding the 2026 cost-of-living adjustment (COLA) is evidence…
Definition Time: “Computational Years” and How They Affect Benefits
Social Security retirement benefits are based on earnings history, currently using 35 “computation years” to develop an average indexed monthly earnings (AIME) figure for use as the base for determining a retiree’s primary insurance amount (PIA). AIME represents the retirees’…
Are you earning enough work credits to qualify for Social Security?
You must work for at least 10 years to earn the 40 credits you need to qualify for Social Security benefits. Each year, the amount you need to earn tends to increase. It is driven by the national average wage…