Spousal Benefit

Never Worked? You May Still Be Eligible for a Social Security Benefit.

There are circumstances when someone that never worked may still be eligible for a Social Security benefit. The most common one is a spousal benefit (ex-spousal benefits if married at least 10 years). You can receive a Social Security benefit…

Ask Rusty – Can My Wife and I get Spouse Benefits from each other?

Dear Rusty: My wife and I are currently collecting Social Security. We both started receiving SS at 62 years old.  That said, we get by on a tight budget.  A retired friend told us about an option which allows a…

Ask Rusty – If My Wife Claims Now, Will It Hurt My Social Security Amount?

Dear Rusty: I am 69 years old, and my wife turned 70 early this year. I am still working full time. My wife is not working, but she got a letter from Social Security saying she should take her Social…

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