spouse benefits

Ask Rusty – I’m Divorced; Can I Get Benefits from my Ex-husband?

 Dear Rusty: After 16 years of marriage, we were divorced. I have never remarried, but he has. When he starts collecting Social Security (he is 64 now and still working), is it true that I can claim ex-spousal benefits or does…

When to Apply for Social Security Spouse Benefits

Here at the AMAC Foundation’s Social Security Advisory Service, we answer thousands of inquiries each year, largely focused on when the questioner should claim their personal SS retirement benefit. And we usually say “it depends” – on each person’s individual…

Social Security: It’s not just for the elderly!

What do you think of when you hear the term “Social Security?”  Those words might conjure up thoughts like “senior citizens,” “retirement,’ or, perhaps, “golden years.”  And while those monikers are at least partially descriptive of the American Social Security…

Demystifying Child-in-Care Spouse Benefits

Spouse Benefits Available at any Age Most couples know that age 62 is the normal minimum age to apply for spousal benefits. But many are not aware that spouse benefits are available to spouses at any age if they are…

Understanding Social Security for Divorced Spouses

Divorce is usually traumatic and sometimes acrimonious, but such emotions are absent from Social Security’s rules governing benefits for divorced spouses. If the marriage lasted at least 10-consecutive years, benefits from a former spouse are the same as if the…

Demystifying Child-in-Care Spouse Benefits

A Spouse Can Get Social Security Benefits Before Age 62 Most couples know that age 62 is the normal minimum age to apply for Social Security spousal benefits. But many are not aware that spouse benefits are available to spouses…

What to Know about Social Security Spousal Benefits

For married couples spouse benefits can be an important part of their Social Security benefits, especially if there is a huge disparity in their incomes. For example, if one spouse is a lower earner because of taking time off to…

What to Know About Spouse Benefits

This article by Bram Berkowitz for The Motley Fool explains spouse benefits. When a non working spouse did not qualify for Social Security on their own there is an option for them to apply for a spouse benefit from the…

Who is Eligible for a Spouse Benefit?

A spouse benefit is available in many different situations, primarily when a lower earning spouse’s benefit is less than 50% of a higher earning spouses benefit when taken at Full Retirement Age (FRA). In some cases ex spouses are eligible…

Social Security Spouse Benefits

Are you wondering when is the best time for your spouse to claim benefits? This can be a complex decision. Generally, spouse benefits are available if 100% of the lower earning spouse’s Full Retirement Age benefit is less than 50%…

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