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The Case for Waiting until Age 70 to Claim SS

Another article appearing in today’s posting makes a case for claiming Social Security at full retirement age. This article by Maurie Backman which appears at the International Business Times poses a much different scenario – waiting until you reach age 70 to claim. While they are two very different approaches to deciding when to claim Social Security, both are valid depending upon ones personal circumstances. In many cases, especially when ones longevity outlook is good and the money isn’t urgently needed, waiting until age 70 to claim makes a lot of sense. In other cases, claiming at full retirement age is the right choice. In the end, everyone’s personal situation is different and the best age to claim must be viewed in the context of that personal situation. Click here to read Maurie Backman’s article on the benefits of waiting until age 70 to maximize your benefit amount.

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