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The Numbers Don’t Work Relying on Social Security Alone

Experts have been trying to get the message out for decades that it is nearly impossible to live on Social Security alone.  Indeed, the program was never even intended as such.  It’s supposed to be part of a three-legged stool that includes pension benefits and savings.  Social Security only replaces about 40 percent of pre-retirement income.  Christy Bieber uses data from the Bureau of Labor Statistics to further explain why relying on Social Security alone is not feasible for retirees.  Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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