Thinking About Retiring? Here are Some Suggestions to Consider

Looking ahead to those golden retirement years is arguably a favorite pastime of many workers in their fifties and early sixties. It’s important to understand, though, that just dreaming about the leisurely life and the absence of work pressures is not enough. You need to plan to make it happen, and plan carefully. This means that you’ll need to spend some of that dreaming time on research, perusing articles like “5 Things You Need to Know Before You Retire” by Kiplinger’s David A Littell posted on

The Littell article, which you can access here, begins by stressing the importance of knowledge with this statement: “Making smarter retirement decisions means more retirement security.”  He goes on to cite the benefits of working a bit longer than planned, deferring your Social Security benefit, and examining and reducing living expenses to the extent possible. Overall, the suggestions contained in this short article could go a long way toward improving your retirement financial picture.

Regarding the mechanics of America’s Social Security program–yes, this program is more complex than many folks realize–help is available. The AMAC Foundation operates a free-to-the-public Advisory Service that can address questions you might have about how the program works and the impact of the decisions you’ll need to make when you age-in to Social Security eligibility. Learn more about this valuable service on the Foundation’s website.


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