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Understanding the Social Security Earnings Test
Many folks begin drawing benefits earlier than their full retirement age (FRA), and there are often valid reasons for doing this despite the substantial reduction in monthly payments. But those who adopt this strategy also need to be fully aware of the “Earnings Test,” a portion of the Social Security code that puts a limit on how much one can earn while drawing benefits before their FRA, It sounds simple, but it can get a bit convoluted, as financial journalist Keith Duncan explains in an article posted on www.greatfallstribune.com. Read his article here…
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