What Exactly Congress Is Spending Your Dollars On

Let’s say you were a financial adviser, and a family came to you with the following situation.
They make the median family income in the United States—$52,000. But last year they spent $61,000. That’s right, $9,000 more than they’re making, and it all went on the family credit card. That’s bad enough, but then you find out they already have $311,000 in debt. Would you say they have a problem?
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