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What happens if you don’t work 35 years for Social Security?

This brief piece by Oli Povey has a number of links where folks can click to calculate their benefits.  In short, you only need 10 years of work to be eligible to receive Social Security benefits.  But, your benefit is based on the highest 35 years of work.  Don’t have 35 years?  Then a ‘zero’ goes into the calculation.  That reduces benefits.  Read full piece here.



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