What Happens to Social Security Benefits When One Dies?
Vance Cariaga addresses a common question about benefits after one’s death. In short, funeral homes contact the Social Security Administration, though individuals are ultimately responsible for doing that. Any benefit paid after the month of the person’s death needs to be refunded. This piece notes that a surviving spouse, children and even parents could be eligible for payments based on your earnings. Further, you and your family could be eligible for benefits based on the earnings of someone else who died — as long as the deceased worked long enough to qualify for benefits. With no survivors or dependents, payments simply cease. Entire article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.