What is the retirement earnings test is and how it works - CNBC

MassMutual, an insurance and financial services company, found in their recent survey that nearly 52 percent of people failed or barely passed a 12-question survey regarding Social Security. A commonly misunderstood concept about Social Security was the earnings test: “If I am receiving benefits before my full retirement age and continue to work, my benefits might be reduced based on how much I make?” Can you answer this question correctly? Trina Paul explains what the earnings test is and how it works. Read Ms. Paul’s article here…

If you still have questions on this subject or on Social Security in general, the AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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