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Why Do Women Get Less Money From Social Security Than Men?

Social Security benefits are less for women than men.  But why?  Maurie Backman puts his finger on three causes of the phenomenon.  They include women earning less over their lifetimes mainly due to the “wage gap”, a complicated but well documented phenomenon across a wide array of fields.  Also, time off for child rearing reduces time in the workforce, as benefits are calculated based on one’s highest 35 years of earnings.  Lastly, women live longer than men overall, meaning they have a greater risk of depleting their nest eggs in their lifetime.  Read Backman’s full piece here.



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