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Why people collect their benefits ahead of schedule

You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase. But, if you start receiving benefits early, your benefits are reduced a small percent for each month before your full retirement age. Planning when to begin your Social Security benefits is a personal decision that should be based on certain factors like your current health status, spouse, and other retirement income. Trina Paul discusses with financial experts the reason why people end up collecting Social Security benefits too early. Read Ms. Paul’s article here…

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