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Why Working Longer Might Not be a Solution to the Larger Problem

Many folks looking ahead to an unsatisfactorily-funded retirement tend to look at simply staying in the workforce longer as a solution to their financial issue. While that may be true at the individual level, economics professor and Forbes contributor Teresa Ghilarducci raises the question of how a proliferation of this “fix” could in fact jeopardize the attainment of a broader solution to an impending retirement crisis. Her position is summarized succinctly in this paragraph: “If we keep believing that more work will solve the retirement crisis, we are doomed to be global standouts among the community of rich nations. If we do nothing, the future of this country is high rates of both old people working and old-age poverty. The United States is one of few nations to have more than 30% of their older people working.” It’s an interesting observation, and worth the quick read. Access her post here…


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