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Withdrawing from the Nest Egg…4%, or 4.7%? Here’s some new math to think about.

Whether or not you believe in the math behind the long-standing premise that a 4% rate of post-retirement withdrawal from your accumulated savings works for you, here’s a new set of thinking planning the draw-down of your savings. It’s a bit complicated, and it relies on a set of assumptions that may or may not be good for our situation, but it calls for upping the 4% to 4.7%. The concept is developed in an article by financial writer Pete Katzaff on Investors’ Business Daily, and it poses some interesting concepts to consider in conjunction with long-term planning, including plans for drawing Social Security benefits . Check it out here…

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