Women and Social Security–The Importance of Planning and Preparing

You’ve probably seen the statistics: More than half of Social Security recipients are women, women live longer than men, women tend to have lower lifetime earnings than men, and so on. These statistics tend to create challenges for women as they plan for retirement, and they heighten the importance of understanding Social Security and the various strategies that can help women maximize their benefits.

A post today on www.capjournal.com (click here to access it) summarizes three prominent aspects of Social Security critical to women. The post ends with this call-to-action: “The sooner you start planning for retirement, the better off you will be.” Sage advice for sure, and the local Social Security Administration office and the SSA website are good places to start. But be aware that the rules and procedures associated with Social Security are fairly complex and sometimes difficult to apply to personal situations. For this reason, the AMAC Foundation several years ago established an Advisory Service that stands ready to provide personalized assistance in interpreting the Social Security maze. This is a free-to-the-public service staffed by trained and certified Social Security Advisors, and in its nearly four years of operation has provided personalized assistance to thousands of seniors, some already enrolled in the program, and some aging in to eligibility. Learn more about this service via the AMAC Foundation’s website.


Notice: The first two links provided above connect readers to the full content of the referenced articles. The URLs (internet addresses) for these links are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or socialsecurityreport.org.

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