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You can undo taking Soc Sec early – if the rules are followed
Work, earnings history, and claiming age are the three primary factors that determine a Social Security benefit. A majority of Americans choose to claim retirement benefits at age 62, the earliest possible age. However, many soon discover, after making the decision, the permanent lifetime reduction in monthly benefits the decision entails. What then? Sean Williams explains a little known “do over” opportunity with Form SSA-521. In short, you have only 12 months for such a “do over”. Read his full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.
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