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Your “Primary Insurance Amount”; the basis of your benefit

Though most people never dig deeper than the benefit amount they will receive at any given age, the fact is that your Social Security benefit is based upon one number which is the foundation for computing your payment, regardless of which age you claim. That one number is called your “primary insurance amount”, often referred to as your “PIA”, which is an amount calculated from your lifetime earnings record. In this Motley Fool article by Todd Campbell, the author unmasks the PIA and explains how it is computed using the highest earning 35 years of your employment history. Click here to read more.

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