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Your Social Security check: Bigger or smaller; it’s your decision

Your “full retirement age”, as defined by Social Security is the age at which you can get 100% of the benefit you’ve earned over a lifetime of working, and for anyone retiring today that age is somewhere between 66 and 67 depending upon the year you were born. But the age at which you actually claim your benefit is what determines the size of your check, and it can be anywhere from 30% less if you take benefits as soon as you can at 62, or 32% more if you decide to wait until it reaches its maximum at age 70. The choice is obviously yours, but this article by Selena Maranjian of The Motley Fool offers a single chart which should help you decide which age is best for your personal situation.  Click here to read more.

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