Q & A

I recently divorced. My ex-husband joined the military in 1988, we married in 1991, and he retired from service in 2008. Am I correct in thinking that I fall under the “20/20/15” rule for post-divorce Tricare coverage?

Answer: That’s correct. Your ex-husband served in uniform for at least 20 years, your marriage lasted at least 20 years, but his service and your marriage overlapped by only 17 years. So you fall under the 20/20/15 rule that grants former spouses one year of extended Tricare coverage. You don’t say how long ago you divorced, but if you haven’t already set yourself up with Tricare, you need to do so quickly — in these scenarios, that one-year clock begins ticking on the day the divorce is finalized.

SourceArmyTimes, July 17, 2014

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