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Retirement: bridging my income gap

I plan on living at least until 90. That’s not chutzpah talking; it’s heredity. My grandmother lived to age 95, and my mom is going strong at 89. Given that I may have to stretch my retirement savings over 25 years or more, I’ll try to wait past 66, my full retirement age, to claim Social Security benefits. For each year I wait, my benefit will grow by 8 percent until age 70. But because I can’t live on fumes, I’ll have to find a way to make up for the missing Social Security checks for four years…Read More

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