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Using Immediate Annuities to Guarantee Retirement Income

With thousands of baby boomers hitting retirement age each day, you might think that investments that offered guaranteed income payments would be among the most popular. Yet immediate annuities—which, in return for a lump sum, do precisely that—are still something of a marginal product. Economists have long considered such annuities one of the most effective vehicles for maximizing the income you can draw from retirement accounts while simultaneously guaranteeing income for life….Read More


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