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3 Great Reasons to Take Social Security Benefits at 62

Seniors can begin collecting Social Security benefits as early as age 62, and most do that. It comes with a permanently reduced amount, however. Thus, most experts advise waiting. But Maurie Backman lists three reasons why age 62 might make sense. 1.) You want a new job — one where you call the shots. She notes you can still earn while collecting; 2.) You’re single and don’t expect to live a long life. Guessing one’s mortality is always a crapshoot, but waiting makes little sense if one is in poor health; 3.) You’ve earned the right to sign up for benefits when you please. Wealthy people need not seek the highest benefit possible, so waiting is irrelevant to them. Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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