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Social Security Filing Age Matters – A Lot
The secrets to a higher Social Security benefit are not secrets at all. It’s just few know or care to pay attention to what experts consistently say. Delay benefits as long as you can is what most state unequivocally to get a higher monthly payout. Of course, as Maurie Backman explains, delaying works only for those who expect an average or better life expectancy. Full retirement age is now 67, and benefits increase 8% annually (a tough percentage to gain with any regularity) after that until age 70, the maximum retirement age. Full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.