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Strategic Thinking for Married Couples to Enhance Benefits - The Motley Fool
Financial planning for retirement is important for everyone, but for married couples, the timing of claiming Social Security benefits can take on added importance. Delaying claims to take advantage of delayed retirement credits is, of course, one step toward achieving larger monthly payments, but coordinating the claiming decisions with both partners can, in some cases, produce more effective cash flow. Also, depending on a couple’s overall financial situation, survivor benefits can take on greater importance in the decision-making process. A post by Maurie Backman on The Motley Fool website provides an overview of this topic…check it out here…
It’s a complicated process, for sure. If you need assistance in understanding how the rules apply to your individual situation, know that the AMAC Foundation’s Social Security Advisor Service is available to help you, free of charge. To learn more about this service and how to access it, visit the AMAC Foundation website.