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Turning 65? Here’s what to know about Medicare! - Business Insider

Age 65 is a major milestone. It’s not just another age – it’s the age at which the nation’s premier healthcare plan becomes available to you, providing you with healthcare coverage for the rest of your life. But Medicare can be a bit confusing to some, and when to enroll isn’t as easy as just waiting until you turn 65 – you can (and should) actually enroll before your 65th birthday (to ensure your coverage starts on time). Also, it’s important to know there are several options available to you, specifically whether to choose “original Medicare” or a “Medicare Advantage” plan. And be aware too that if you don’t enroll in Medicare during your initial (age 65) enrollment period, you could be facing a late enrollment penalty which would mean a life-long higher Medicare premium. All of this is explained in this excellent Business Insider article.

If you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security or enrollment in Medicare, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of these programs. All questions are answered quickly, at no charge.  Learn more about it here…

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