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A Quick Review of How Retirement Benefits Are Calculated

It’s somewhat of a mystery to many folks, and especially to those who have not focused on how their Social Security benefit has been (or will be) calculated. And while it may seem a bit complicated, here is a logical methodology in place that produces everyone’s PIA (Primary Insurance Amount)–that’s the basic amount of your earned benefit available when you reach your full retirement age. In a message posted on, retirement planning expert Charlie Eissa provides a review of the steps in this process, covering the main factors that determine the benefit amount. He supplements this discussion with thoughts on how future retirees can improve their benefit amount. Read his post here…

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