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A SEP IRA offers distinct advantages if you’re self-employed

A 401(k) plan is a company-sponsored retirement account to which employees can contribute income, while employers may match contributions. But what if you are self-employed? Simplified Employee Pension Plans (SEP IRAs) help self-employed individuals and small-business owners get access to a tax-deferred benefit when saving for retirement. Christy Bieber, a self-employed financial writer, discusses why she has chosen a SEP IRA to invest in her retirement. Read Ms. Bieber’s article here…

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