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About Maximizing Your Social Security Benefit - Nasdaq

Of course, everyone wants the maximum Social Security benefit they can get, considering their personal circumstances. But it’s the last part of that sentence that has a major influence on your ability to truly maximize your Social Security benefit – your personal circumstances may not let you to get the largest SS payment possible, especially if you urgently need the SS money or your life expectancy is short. You actually have an 8 year window in which to claim your benefits, and waiting as long as possible yields a higher benefit. And if your personal circumstances allow, delaying until age 70 to claim Social Security will mean a higher monthly benefit for the rest of your life, and likely the most in cumulative lifetime benefits. This Nasdaq article by Mark Blank offers three great reasons which, if applicable to you, could mean waiting until age 70 to claim Social Security is your best move. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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