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Addressing the Rumor Mill: How do benefits change if I don’t file at 62?

It’s a question we get often at the AMAC Foundation’s Social Security Advisory Service: If I elect to not draw retirement benefits at the earliest possible age (62), but stlll stop working, will my Social Security benefit increase? The answer is yes, assuming you have a full 35 years of earnings on your record. Boston University’s Laurence Kotlikoff discusses this question in some detail in a post on, along with a series of other common questions. Check out his post here…

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