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Americans Are Clueless About Social Security’s Filing Rules

Citing a recent survey by GOBankingRates where nearly 40% of respondents thought they could file for Social Security retirement benefits at age 60, Maurie Backman states it is imperative for folks to get schooled on the program’s filing rules.  This piece explains the different filing ages from 62 to 70 along with consequences of filing earlier (reduced monthly income for life).  It also covers the link between work and benefits.  Social Security calculates benefits based on workers’ 35 highest years of earnings.  Read Backman’s full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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