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Baby boomers look to new strategies in saving for retirement

(By – Barbara Peters-Smith,

If you’re within a decade or so of your target retirement date, and you haven’t socked away anything like the million-dollar reserve that financial planners like to cite as a “comfortable” goal for a married couple, don’t be so quick to assume you’ll be eating cat food somewhere down the line. Dire predictions of shortfalls in Social Security resources and personal retirement savings can have a paralyzing effect on many of the nation’s 76 million members of the baby boom generation, now ages 51 to 69. Add in the financial industry’s insistent ads about “hitting your number” so you can attain that house on the beach, and it may seem like a recipe for giving up entirely. Read more…


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