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Can Your Retirement Survive a Financial Shock?
Most U.S. workers will experience at least one disruption to their retirement savings during their lives, a shock that could set back their retirement considerably. That’s the conclusion of the 2015 Financial Disruptions Survey conducted by TD Ameritrade (AMTD). According to the survey, two-thirds of Americans have experienced an event or situation that had a negative impact on their retirement….What are the consequences of these disruptions? On average, people reduced their retirement savings by almost $300 per month over the duration of the disruption, which lasted for an average of five years. Read more…