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Can Your the Value of Your Social Security Benefits Decrease?

Well, yes, and there are several ways that this could happen. As outlined in an article by Selena Maranjian posted on, there are two scenarios under which benefits could be impacted negatively, with the first being the result of the “earnings test” applied to those who draw benefits before their full retirement age and then exceed the earnings limits for that year. The second is the result of the insolvency issue facing the program in the 2034/2035 period. Miss Maranjian also discusses a third scenario, but it’s more of a situation where the beneficiary would be missing out on benefits that would be unclaimed after the end on the delayed retirement credit (DRC) period. For more details on these scenarios, check out her post here…


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