Headlines
Economic Security for New Parents Act (S.920)
The family-leave debate is heating up once again in Washington, with several bills recently put in play with an objective of creating a uniform national standard mandate for paid maternity leave. One such bill, S.920 (Economic Security for New Parents…
Echoing a Common Social Security Myth
Visitors to our Social Security Report site may recall that our editorial staff has on several occasions issued explanations intended to clarify a major misunderstanding about Social Security’s financial plight. As we’ve reported, the program’s financial problems now being debated…
Social Security’s Looming Insolvency – Blessing or Curse?
Imagine how relieved you would feel after your doctor said, “I’ve got some bad news for you. You are healthy now, but you will die one day.” You’d actually be relieved he didn’t give you six to twelve months to…
A public employer pension might mean a lower Social Security benefit
In this article by noted author and financial advisor Phil Moeller, he tackles a question from a reader who retired from the Massachusetts school teacher system, but has also worked enough outside that system to have earned Social Security benefits.…
SS expert answers a dozen questions
Tom Margenau is a retired Social Security employee who writes frequent articles about all things Social Security. Though he typically writes on one specific topic in each article, in this one he challenged himself to answer a dozen questions in…
Social Security’s Top Online Service Websites
The Social Security Administration is making great strides in its efforts to get information and capability quickly and easily available to beneficiaries and future beneficiaries. In today’s online connected world, Social Security offers a plethora of online services and capabilities…
How Social Security Benefits Are Reduced
Most people fundamentally understand that if Social Security benefits are taken early they are reduced, and that is true not only for Social Security retirement benefits but also for spousal benefits and survivor’s benefits. But considerably fewer people understand exactly…
Ex-spouses can get benefits, as well as current spouses.
If you’re divorced, did you know that you may be able to collect benefits on your ex-spouse? That’s true, even if your ex has remarried and has a current spouse who is collecting benefits from your ex’s record. There are,…
Don’t miss this key April 1st deadline
If you turned 70 ½ in 2018, you have until Monday, April 1 st to take your first required minimum distribution, or RMD from your 401(k) or an IRA. The IRS requires individuals holding retirement accounts such as IRAs and…
Improving the solvency and integrity of Social Security Disability Insurance program
At the annual cost of $146 billion, the Social Security Disability Insurance (SSDI) program provides benefits to more than 10 million individuals. With the average wait times close to 600 days, SSDI fails to meet the needs of individuals with…