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Waiting for Benefits May be the Wrong Move

One common piece of advice concerning Social Security benefits is to wait as long as you can before collecting. This does get you the highest monthly benefit, but it may not always be the correct decision. Filing for Social Security…

Misunderstanding Abound in Social Security

In today’s fearmongering headline world it is easy to misconstrue articles that advertise using negative buzzwords to drum up page viewership. In the ways that rumors get started, these misconceptions roll downhill and grow like a snowball with little to…

How Longer Lives Affect Social Security

Life spans are longer now than they have ever been, however, studies show that they are not extending equally across all demographics. This fact greatly impacts how Social Security affects retirees differently in lower-income and higher-income workers. Higher-income workers generally…

The Average Retiree

Americans need to starting saving more for retirement. Many workers enter retirement totally reliant on Social Security benefits to support them. These benefits are not meant to be a sole source of income, they are meant to be a supplement…

On Benefit Increases

Many retirees rely on their Social Security benefits as a primary source of income. Each year without an increase hurts these seniors the most as their benefits don’t match the rate of inflation. Social Security already lags behind inflation with…

Kasich Advocates More Forceful Demands from the Public to Bring About Social Security Change

Campaigning in Wisconsin ahead of Tuesday’s primary, Ohio Gov. John Kasich called for more direct action from citizens, to the extent of gathering “in mass to demand political cooperation until something gets done,” as a way to stimulate political leaders…

Getting the Most out of Your Benefits

The biggest decision to make when it comes to retirement is when to do it. Deciding when to file has the biggest impact on your monthly Social Security checks. Filing early means getting less each month, although that doesn’t mean…

Managing Healthcare Costs with Social Security

Planning for retirement can be difficult with all of the unknowns, and the saying doesn’t go “the best laid plans of men always go perfectly right.” There will be extra costs in retirement that you had not planned for. Most…

Can You Afford to Retire?

Many Boomers are reaching retirement age and asking themselves this question and finding that they are disappointed in the answer. Fortunately, there are ways to get back on track if you find yourself straying on the final straightaway. There is…

Changes Needed For Social Security

Social Security does not protect everyone equally. Some professions are excluded from participation in the system and because of this these individuals receive severely reduced benefits in retirement. These excluded professions are state and government positions that offer pension plans…

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