Headlines
What Actually Affects Your Benefits
Social Security is not meant to replace your income in retirement, it is meant as a supplemental source to aide in financial stability when you are no longer working. Your main source of income in retirement should be from personal…
Social Security Proposals
Candidates have finally started talking about Social Security and giving their own views on how best to reform the system. It’s no secret that Social Security is unsustainable in its current form and is in danger of falling to insolvency…
Applying for Social Security at 62? Here are some Reasons Why…
The decision to apply for Social Security retirement benefits at the earliest date of eligibility (62) is considered by many to be a strategic mistake. There are, however, individual situtations where it makes sense. Some of them are explored in this…
The Secret to Staying Put in Retirement
More and more retirees are refusing to down size in retirement. The Baby Boomer generation is among the first to be able to afford to stay in their lifetime home after retiring. In the past, it was traditional to down…
Determining When to Take Social Security
One of the more important decisions to make when it comes to Social Security is when to file for it. There are pros and cons to filing early, on time, and waiting until later. The right decision is going to…
Understanding Social Security
There have been some big changes regarding Social Security in the past few months. Most notably is the removal of a couple common filing strategies that many people were taking advantage of to increase their benefits. In order to take…
Working in Retirement
One of the most common “fixes” to the Social Security system being floated around is increasing the retirement age from the current age of 65. Some studies have shown that as much as 40% of the retired population is healthy…
Making Sure You Receive Your Full Benefits
Since you have been paying in to Social Security for your entire adult life you want to make sure that you receive the full amount of benefits that you are entitled to under the system. This number will be different…
Social Security Yesterday and Today
One of the biggest concerns about Social Security today is about its solvency. Many workers today are worried that it won’t be there for them when they reach retirement age, that the funds will be all dried up. The culprit…
Married Couples and Social Security – The Math Behind the Benefits
For married couples aging-in to Social Security, it’s critical for financial planning purposes to have a good idea of your level of combined benefits. In an article posted on www.mysanantonio.com, the mathematics behind the calculation of benefits is reviewed, along with…