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Safely Navigating Retirement
The new found “retirement crisis” brings forth many new ideas and strategies to help curb the financial problems that many retirees are finding themselves facing. The old idiom proclaiming “if it seems too good to be true then it probably…
Paying for Medicare Before Drawing Social Security Benefits – Here’s How
Capitol Gazette Correspondent Amy Rubino sheds light on the question faced by many people aging in to Medicare before electing to draw Social Security Benefits. In an article posted on www.capitalgazette.com, Ms. Rubino explains the options available under several scenarios. Read…
Wealth Gap and Social Security
When looking at data concerning Social Security it is mostly centered around averages and medians. For example, there are many reports that use average saves and median incomes in discussing how well off todays retirees are. However, this trivializes those…
Waiting for Benefits May be the Wrong Move
One common piece of advice concerning Social Security benefits is to wait as long as you can before collecting. This does get you the highest monthly benefit, but it may not always be the correct decision. Filing for Social Security…
Misunderstanding Abound in Social Security
In today’s fearmongering headline world it is easy to misconstrue articles that advertise using negative buzzwords to drum up page viewership. In the ways that rumors get started, these misconceptions roll downhill and grow like a snowball with little to…
How Longer Lives Affect Social Security
Life spans are longer now than they have ever been, however, studies show that they are not extending equally across all demographics. This fact greatly impacts how Social Security affects retirees differently in lower-income and higher-income workers. Higher-income workers generally…
The Average Retiree
Americans need to starting saving more for retirement. Many workers enter retirement totally reliant on Social Security benefits to support them. These benefits are not meant to be a sole source of income, they are meant to be a supplement…
On Benefit Increases
Many retirees rely on their Social Security benefits as a primary source of income. Each year without an increase hurts these seniors the most as their benefits don’t match the rate of inflation. Social Security already lags behind inflation with…
Kasich Advocates More Forceful Demands from the Public to Bring About Social Security Change
Campaigning in Wisconsin ahead of Tuesday’s primary, Ohio Gov. John Kasich called for more direct action from citizens, to the extent of gathering “in mass to demand political cooperation until something gets done,” as a way to stimulate political leaders…
Getting the Most out of Your Benefits
The biggest decision to make when it comes to retirement is when to do it. Deciding when to file has the biggest impact on your monthly Social Security checks. Filing early means getting less each month, although that doesn’t mean…