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Different Views on how to Resolve Social Security Insolvency

In this editorial article for Camas-Washougal Post Record the writer explores potential scenarios depending on who wins the Presidential Election in November. Here… As an example of the leading thoughts on reforming Social Security, the Association of Mature American Citizens…

Donald Trump & Social Security: Short-term vs. Long-term

Kailey Hagen analyzes former President Trump’s bold plans for Social Security. She finds there would be appeal in the short run but problems in the long term because additional revenues are not there. Insolvency looms for the popular program in…

Biggest Regrets of 1,000 Older Americans About Retirement

Noah Shiedlower discusses results of more than 1,000 older Americans who shared their biggest regrets in life with Business Insider. While some regrets came from circumstances largely out of people’s control such as a major health crisis or unexpected divorce or…

Analysis: Trump Campaign Plans & Social Security

The Committee for a Responsible Federal Budget (CRFB) notes a typical couple retiring just before Social Security hits insolvency in 2034 faces a $16,500 cut, and neither presidential candidate, despite them both saying they will “protect” the program, has presented plans…

How the next U.S. president may address Social Security running dry

The problem has been known for a decade or more– that the Social Security Trust fund (also referred to as reserves or surpluses) will be depleted by 2034. Benefits will then be reduced 20% or more for all across the…

Workers are tapping into their retirement accounts

A recent report by TransAmerica Center for Retirement Studies found that retirement savers are taking a loan from their 401(k), IRA, or other similar plans while still working. The report did say, “Seventeen percent have taken a loan and paid…

Don’t make these retirement planning mistakes

Planning for your retirement can be stressful and overwhelming, but you should not put it off. Although it may seem like light years away, retirement will come sooner than later. How do you ensure that your retirement is the one…

COLA comes with bad news for retirees

The Social Security Administration announced on October 10th that the 2025 cost-of-living adjustment (COLA) will be 2.5 percent, which is lower than the 10-year average of 2.8 percent.  Inflation has fallen; however, the prices of goods and services are still…

What to look for in a side hustle

Retirement, for many, can be a time to relax and enjoy your family and friends, but for some, it means finding a side hustle to fill in the time. In a recent poll of retirees, the average monthly earnings from…

Are you making this mistake with your new higher-paying job?

Have you switched to a higher-paying job recently? According to recent research from Vanguard, many workers who jump to a new position frequently enroll in their new 401(k) plan at a lower contribution rate than their previous employer, causing them to…

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