Headlines
Unique Quandaries Facing Single Women in Retirement Planning
The implications of lower earnings and lessened savings opportunities, coupled with disparity in life expectancy between men and women, present some substantial hurdles for single women as they deal with the financial planning aspects of retirement. An article posted on news.investors.com…
Rules Pertaining to Collecting Spousal Benefits
Many do not know the full rules regarding the collection of spousal benefits from Social Security, and as a result may be leaving a lot of money uncollected that they are entitled to. You are entitled to spousal benefits if…
Social Security Benefits and Debt Owed
Social Security Benefits cannot be garnished like wages, however, some kinds of debt can lead to benefits being garnished to pay them off. The list of things that can affect your benefits include federal taxes, federal student loans, and child…
Claiming Social Security Benefits as a Couple
It is easy to forget about all the options available to you when it comes time to start collecting Social Security benefits, especially if you are eligible to collect benefits generated by a deceased or divorced spouse. This can be…
Last Chance to Cash in on Social Security Loopholes
We are coming up on the last few months to apply for Social Security using strategies such as file and suspend. The end of April marks the cut off period for these filing loopholes for those that are still eligible.…
Full Effects of Recent Budget Bill
The new Budget Bill of the final month of 2015 will have long lasting effects on the economy in many different sectors. It is already known that it shut down many different filing strategies for Social Security, but it also…
Social Security Among the Younger Generations
Millennials are very aware of the solvency issue threatening Social Security. Some don’t believe that they will ever even collect benefits in their life time, as much as 60% of Millennials believe that the money will run out before they…
Bernie Sanders Continues Call for Social Security Expansion
On the campaign trail in Iowa, presidential candidate Bernie Sanders yesterday continued his platform of Social Security expansion, advocating a raise in the earnings cap to offset an increase in benefits to beneficiaries. His remarks took the form of a…
Baby Boomers Effect on Housing Market
Retirees have historically down sized once they stopped working and started living on a fixed income. The newest generation to start heading in to retirement have deviated from the norm and are holding on to their homes. It was predicted…
Deciding When to Start Collecting Social Security
With the new rules taking effect, many couples are wondering how it changes when they plan to start filing for Social Security benefits. This decision got a little more complicated once the file and suspend strategy was shut down, a…