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Trying to Locate a Lost 401 (k) or Pension?
If you have switched jobs over the years and left a 401(k) or Pension behind, the information in an article written by Sarah Agostino may help you locate it. She provides information on websites that can help you locate them.…
When Should You Take Your Social Security Benefits?
When to take your Social Security benefit is a decision only you can make. If you are married, you should decide with your spouse. This decision will affect the rest of your life. You should consider your life expectancy (you…
Estimating Your Life Expectancy is One of the Most Important Parts of Retirement Planning
No one knows how long they will live, but it is important to consider your life expectancy when deciding when to retire. According to the Centers for Disease Control and Prevention (CDC), a 65-year-old retiree today should expect to live…
The 2026 COLA: The Net Increase, and its Relationship to Inflation
Social Security beneficiaries saw a gross increase of 2.8% in their monthly payments, but most have now realized that the net increase was less than that. This, of course, is the result of the $17.90 Medicare Part B premium increase…
Workflow Changes, DOGE data handling, and the Government Shutdown: Social Security Perpectives
An Investopedia post by personal finance writer Elizabeth Guevara notes that in about a month, changes to the Social Security Administration’s workflow processes will provide increased focus on in-person service and specialized teams managing complex cases. The changes follow staffing…
Rethinking the Early Filing Decision
Claiming Social Security benefits at the program’s Early Eligibility Age–62–remains the most popular choice, statistically anyway. Most claimants realize the monthly benefit received via early filing is reduced from the amount available at full retirement age, but financial experts wonder…
Social Security Administration Releases an Update on the Effect of the Government Shutdown on Its Services.
Even though the Government is temporarily shut down, monthly Social Security benefits and Supplemental Security Income (SSI) payments will continue. The SSA is encouraging everyone to utilize their My Social Security Account …. online during the shutdown. You can view…
New Retirement Withdrawal Rate in 2026
If you are in your first year of mandatory withdrawals, the following article offers you some quidelines on how much to withdraw in your first year. The goal is to ensure your retirement funds last at least 30 years. The…
People sixty-five or older may receive a higher tax deduction on their 2025 Tax Return
A lot of people were hoping to see the taxation of Social Security benefits end; however, that did not happen. However, included in the “One Big Beautiful Bill” (OBBB) that did pass is included an additional $6,000 tax deduction for…
Retirement Thoughts: What are concerns most future retirees?
For many future retirees, the goal was to increase savings to a level that would be comforting, and for many, that meant a seven-figure balance in their cash-asset ledger. Things have changed a bit. A recent BlackRock survey, for example, indicates that…