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Millenials and the Realities of Saving for Retirement
Members of the “millennial generation”–those born from the early-1980s to the mid-2000s–typically do not expect to be able to accumulate the $1 million nest egg financial experts say will be necessary for a basic level of retirement comfort. U.S. News senior…
Trending Now (Unfortunately)–Obesity
There is a a “growing correlation between obesity rates and those applying for SSI and SSDI,” accoridng to a report by Mathematica’s Center for Studying Disability Policy. The report highlights what is being called “a public health crisis.” Read more… …
Let’s not forget Social Security’s basic purpose.
With the persistent problem of insufficient savings and the continually eroding availability of pension programs, many are turning to Social Security as their primary income source in retirement. Unfortunately, that is not the basic intentof the program, as explained in…
Pharma dollars back patient groups that oppose Medicare Part B overhaul
After the Obama administration proposed overhauling Medicare Part B earlier this year, a plethora of patient advocacy groups quickly expressed opposition. A new analysis, however, finds that the vast majority of those groups received funding from the pharmaceutical industry, which…
Public Servants and Social Security
Those working government jobs see severely reduced Social Security benefits because they also have access to government pensions. The rules affecting this are the Windfall Elimination Provision and the Government Pension Offset. These workers can see a cut by as…
Crist speaks out on Social Security taxation.
On the campaign trail in Florida, former Governor Charlie Crist vowed to fight against taxation of Social Security benefits, calling the double-taxation of benefits “ridiculous.” Read a recap of his roundtable discussion in Gulfport, Florida here… Notice: The link provided…
Surviving Spouse Issues – Some Thoughts to Consider
When the surviving spouse is younger than the primary wage earner, it’s especially important to be aware of the details of various claiming strategies. An article by Kiplinger’s Retirement Report’s Rachel L. Sheedy, posted on www.kiplinger.com, provides some insights into this topic. Read more……
Social Security’s Two-Factor Authentication Causing Problems for Some Seniors
Logging into Social Security accounts is becoming a frustration for a segment of the senior population, specifically those who do not use, or are not proficient with, texting. While the SSA admits to being unable to offer an alternative, they…
Baby Boomers and Millennials in Marketing
Baby Boomers have long set the standard on living, working, and shopping in America. Millennials are turning all of this on its head, however, and some companies are having a hard time adapting. For example, Millennials are much more likely…
Social Security Basics
Many American’s have no idea how Social Security works. They happily pay their tax every pay check and don’t bother with anything else about it until they near retirement age. This causes a mad rush to try to learn everything…