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Modifying Traditional Medicare’s Benefit Design Could Reduce Federal Spending But With Cost Tradeoffs Between Beneficiaries and The Federal Government
( By Juliette Cubanski, Tricia Neuman, Zachary Levinson, Gretchen Jacobson, Monica Brenner, and James Mays for Kaiser Family Foundation published by Kaiser Health News) Proposals to modify the benefit design of traditional Medicare have been frequently raised in federal budget…
Ageism in the Workplace
Workplaces are becoming more and more diverse in their age demographics. Your workplace ‘peers’ may be decades younger or older than you. This could be cause for a rift in intergenerational offices stemming from stereotypes. Some of the more common…
Delaying Benefits or Filing Early
The discussion on when to start collecting benefits has been hotly debated recently. There are pros and cons to both of these positions and the correct choice for you may not be the correct choice for your neighbor. To aid…
A Multi-Generational Work Place
Many Baby Boomers have caught themselves looking around their work place and finding that their ‘peers’ encompass a much larger age group than they realized. It is not uncommon today to have Millennials working alongside Baby Boomers in the same…
The Average Retiree
Filing for Social Security and planning for retirement is far from easy and intuitive. Sometimes it can seem that the entire goal of the Social Security Administration is that the entire process is the most confusing thing they can manage…
The Social Security Trustee Report
The recent report released by the Social Security Trustees attempts to bring attention to the shortcomings of the current Social Security System, namely in its solvency problem. The Social Security trust fund is slated to run dry by 2034. Should…
Collecting Early Benefits
Retirement is the end goal for most American workers. It has been ingrained in the working class mind that you start working as a young adult and promptly retire at 62, putting in your 40 years before retiring to enjoy…
Social Security and Public Servants
Some professions are exempt from Social Security such as government workers, teachers, and other public servants. These careers offer their own pension plans for retirement. However, many will find themselves having worked many different jobs over the course of their…
Study on Retirement Finances
A recent study has compiled a comprehensive list of the average worker’s potential to save for retirement. It was shown that the average worker could expect to receive almost $20,000 each year from Social Security in retirement. On top of…
Boomers and Healthcare
Baby Boomers are finding themselves hitting the stage where their bodies are starting to give out on them. Science has done a great job so far of keeping up and offering solutions to many of these ailments. Many of us…