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Some thoughts on Social Security funding and lower income levels
C. Carl Pegels, professor emeritus in the School of Management at the University at Buffalo, presents a set of viewpoints on the impact of FICA taxes on low-wage earners in an article posted on Buffalonews.com. The article calls for reducing…
An argument for market-proofing Social Security
The importance of maintaining long-term stability in Social Security by avoiding privatization of assets is clear, given the program’s purpose of ensuring a likewise stable source of retirement income. Recent stock market events have heightened this opinion, as explained in…
Women are gaining in the retirement savings race, but still lag
For a variety of reasons, women lag substantially behind men in the accumulation of savings for retirement. The gap may have lessened somewhat, but it’s still a problem according to a survey soon to be released by Financial Finesse. The…
Homemakers’ Retirement Dilemma
With most of the media’s retirement planning information focused on the employed, it’s easy to see how homemakers–those not employed outside the home–can be overlooked. But it’s a big problem, and according to a recent study by Pew Research, it’s…
Specific Strategies for Maximizing Social Security
In an article by AdviceIQ posted on www.nasdaq.com, strategies specific to four situations (Widow or widower younger than 70, Married with two incomes, Divorced, and Minors) are outlined. The strategies are intended to assist filers in these situation to maximize their benefit under…
Planning on retiring soon? Here are some cautionary steps to consider.
It sounds like something you want to do soon…leave the work world and begin a life of leisure as a retiree. If you haven’t taken a good look at your finances and the projections for the years to come, there…
An analysis of one proposal for Social Security Disability
TERESA TRITCH Teresa Tritch, in an article posted on takingnote.blogs.nytimes.com, provides some thoughts on discussions about the possibility of “borrowing” as a step to shore up the SSDI shortfall projected for 2016. The proposal in question in this article involves…
More Social Security facts…
In this article, “7 Useful Facts About Social Security You Probably Didn’t Know,” posted August 31, 2015 on www.sternberglawoffice.com, Scott J. Sternberg, provides a set of statistics and informational items about Social Security in a “Did You Know?” format. Read the article here……
Baby Boomers weigh in on working in retirement
Thoughts on achieving a fulfilling retirement life are presented in this article by Forbes Contributor Nancy Anderson. She discusses some of the steps that should be considered when planning for retirement, including the importance of a transition plan that helps…
Here’s some help prioritizing your retirement savings plan…
It seems like everyday we’re reading something about the absence of retirement savings and the role that insufficient funding will play in your retirement years. Man people are taking heed, and doing as much as they can to build of…