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Some Reasons Why Women Should Focus Attention on Social Security
The wage gap gets a lot of attention, both in terms of career earnings and Social Security benefits, So, it’s imperative that women learn as much as they can about what’s ahead of them as they approach retirement. In an…
One Set of Viewpoints on “Fixing” Social Security
In an article titled “Who’s brave enough to take these 3 easy steps to unshackle retirees?” Christopher Carosa, CTFA, chief contributing editor for FiduciaryNews.com, lays out three basic steps viewed as a “starting point” for government officials to consider when addressing…
Some Social Security Thoughts for Singles
Although single people tend to have fewer Social Security options, there are still a few things that they should consider. In an article titled “How Singles Can Get The Most Out Of Social Security,” Forbes contributor Larry Light offers some…
Women’s Wage Gap and its Retirement Implications
The very real issue of wage disparity between men and women has gotten quite a bit of press over the years, much of it oriented toward current workforce scenarios. But what about the financial implications in retirement? Bruce Helmer and Peg…
Social Security Spousal Benefit Rules–Some Clarifications
Couples thinking about claiming Spousal Benefits have a few rules that need to be considered as part of their decision-making process. In an article posted on time.com, Philip Moeller, co-author of “Get What’s Yours: The Secrets to Maxing Out Your…
Disability Fraud…Another View
Allegations of massive fraud in the Social Security disability program are popular topics to write about, but the Center on Budget and Policy Priorities offers a different perspective. In a recent policy brief, the CBPP provides a view on why the problem…
Baby Boomers need $1 million to retire comfortably, survey says
A recent survey by Transamerica Center for Retirement Studies reports that Baby Boomers (and all future retirees, for that matter) feel that a million dollars in retirement savings will give them a comfortable retirement. For Millenials, the figure doubles. Erin E. Arvedlund, Inquirer…
Taking a look at longevity annuity contracts as a retirement planning option
An article posted by retirement columnist longevity Mark Miller on news.morningstar.com takes a fairly detailed look at qualified longevity annuity contracts (QLACs) and what role this form of deferred income annuity (DIA) might play in a financial plan for retirement. Read the article here……
Social Security Myths and Misconceptions
There are a lot of thoughts and opinions floating around the media on the subject of Social Security, many on the program’s long-term viability, some on its basic operational processes, some on eligibility criteria, and so on. In an article titled…
Take a look at the “fourth leg” of your retirement stool…
John F. Wasik, freelance columnist for Morningstar.com, suggests that the inclusion of home equity as part of retirement planning needs to be re-examined in the wake of changes in the housing market over the past few years. What was once a solid…