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Retirees may be ignoring their biggest assets
When deciding how to divide a portfolio between stocks and bonds, many investors simply subtract their age from 100 to determine what percentage to put into stocks, and invest the rest in bonds. But new research indicates that before doing the…
Hello, Congress: Americans want a strong Social Security system
Political polarization is at a historic peak. Americans are divided on gun control, abortion, healthcare and privacy, according to a study released last month by the Pew Research Center for the People & the Press documenting our increasing ideological rigidity and partisan…
Jindal signs bill expanding disability rights for individuals, veterans
Gov. Bobby Jindal was in Shreveport Monday to sign a bill into law supporting veterans and individuals with disabilities and an ArkLaTex woman said that is a great victory for people like her. The bill, SB 432, prohibits any person with a…
Five Must-See Videos That Inspire And Redefine Retirement
Too often, retirement is portrayed as a financial event or a journey; one in which you spend years paying into Social Security, save into your retirement plan or pension and, as a result, live happily ever after. However, that’s only…
Social Security insecurity
As the average age of Americans has risen, so has the number of people on Social Security. Yet the Social Security Administration has shut down 5 percent of its offices in the past five years, and reduced hours of operation…
Why Workers Sign Up for Social Security at Age 62
The most popular age to sign up for Social Security is 62, with 32 percent of men and 38 percent of women born in 1946 claiming benefits at that age. Starting benefits at age 62 provides valuable retirement income as soon…
Your Retirement: Navigating the Social Security ‘Tax Trap’
If you haven’t discovered it already, up to 85 percent of your Social Security benefits could be taxed. As financial advisors, we are often surprised by the number of prospective retirees who come to us for planning and are shocked…
Make retirement savings last
After raising six children and working nearly 25 years at Blue Cross Blue Shield of Michigan, Elroy Grandy says he spent his first few years in retirement spending a bit too much. “Isn’t retirement something to really celebrate?” says Grandy, 65,…
NDIS funding levels not satisfactory, disability service providers say
The Federal Government released its eagerly awaited pricing schedule on Friday, ahead of the wider rollout of the NDIS. It comes as the ACT prepares to begin its rollout of the NDIS tomorrow. From 1 July the indexed hourly rate paid to…
Only Congress can fix shortchanged VA
Gen. Eric Shinseki has resigned, essentially assuming responsibility for problems created beyond his control. First, one purpose of the veterans’ health care system is to take care of injured service personnel no longer fit for duty. Evidence shows that Department…