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Could individuals see cut to their benefits?
Following the bipartisan Social Security financing deal in 1983, Social Security ran a surplus every year until 2021. Starting in 2021, Social Security’s total cost exceeded its total income. However, the trust funds’ reserves supplement the program’s income until, according…
What is causing insurers to leave Medicare Advantage markets
Major insurers, including UnitedHealthcare and Humana, have reduced or exited markets in dozens of counties in 2026. Even if you are happy with your Medicare Advantage plans, a new study published in JAMA suggests that the stability of Medicare Advantage…
Do you have a concrete spending plan?
Do you have plans on how to spend your retirement savings? If not, you are not the only one. According to the financial expert Jean Chatzky, “it’s the biggest mistake retirees can make not having a concrete plan.” Donna Fuscaldo,…
Social Security Administration Delivers Best Performance in History
The Social Security Administration (SSA) delivered historic service improvements over the last year. Operational and technology improvements under Commissioner Frank J. Bisignano led to better, faster, higher-quality service for the American people. Continue reading press release here… Notice : The…
Democrats To Propose Bill Capping Out-of-Pocket Medicare Costs for Enrollees
(By Julie Appleby for KFF Health News published June 25, 2026) Sen. Ron Wyden and 14 Democratic co-sponsors plan to introduce legislation Thursday to cap consumers’ potential out-of-pocket costs in traditional Medicare, resurfacing a long-running debate over why the program…
How Americans save for retirement
The general assumption for many years was that people who do not save for retirement lack the willpower to do it. However, according to the latest Vanguard study, “Its central conclusion rejects the conventional explanation for why so many people…
The clock is ticking on Social Security solvency
Social Security is often called the “third rail” of American politics because it is so politically sensitive that any attempt to change it — even in ways that might benefit the program — can be politically fatal for a candidate…
Dissecting the 2026 Social Security Trustees Report
It’s a fairly large document, all of 266 pages, much of which consists of charts and graphs that support the Social Security Administration’s actuarial opinions about the program’s financial future. Nevertheless, the Trustees’ Report remains one of the key documents…
AMAC’s Partnership with SSA Continues to Provide Steady Flow of Relevant Information
(Note: This article was previously published on AMAC.us/Newsline) AMAC’s partnership with the Social Security Administration gives us access to the agency’s Monthly Information Package (MIP), a collection of articles that provides updates on Social Security programs, services, and resources. In…
The Move to “Scrap the Cap”…A Contrarian View
It’s a popular notion that eliminating the Social Security taxable maximum would solve the program’s long-term funding shortfall. In fact, it would increase program revenue, but most economists point out that the severity of the problem is such that eliminating…